Summary

CDA Lending and Risk Analyst Senior IV (052878)

Team Leader – Multi Family Loan Underwriter HDP

Recruitment # 26-003732-0001 Filing Deadline – 2/11/2026 11:59:00 PM

Salary - $104,519 - $138,943/year (Grade 23 with promotional growth to $162,800)

This is a Management Service position with full Maryland State Benefits 

Work that Matters.  The Maryland Department of Housing and Community Development (DHCD) is a national leader in the financing of affordable housing and revitalizing communities.  This is an opportunity to join this nationally-recognized, award-winning organization and apply your skills to this high public purpose and challenging area.  Annually, DHCD finances approximately 4,000 units of multifamily rental housing in 40 properties, amounting to $500 million in construction and permanent financing. Funding comes from a variety of sources, including state-appropriated funds, taxable and tax-exempt revenue bonds, federal low income housing tax credits, federal HOME funds and other federal funds.  Additionally, DHCD administers rental assistance programs and innovative initiatives designed to expand affordable housing opportunities for persons with disabilities, increase the energy efficiency and sustainability of affordable multifamily developments, and preserve rental housing.

The purpose of this position is to manage the work of a team of underwriters who assess project risk from multiple perspectives (financial; reputational; and life, health and safety) and structure transactions to achieve Departmental goals while mitigating those risks.

The position plans, coordinates, direct, negotiates, examines, examines, analyzes, and interprets financial and/or construction data associated with  DHCD-CDA lending programs, CDA grants, energy assistance programs, rental assistance programs, or any other technical assistance pertaining to mortgage lending, energy assistance, grants, rental assistance, business lending, special loans, multifamily housing finance, housing rehabilitation, infrastructure and neighborhood rehabilitation.

DHCD offers a flexible work schedule, telework and job sharing options, training, advancement and career path opportunities, casual business dress on Fridays, and a competitive salary. There is ample parking and our offices are located in walking distance to the New Carrollton MARC Train Station. 

GRADE

23

This position offers a salary range of $104,519 - $138,943/year, with potential for advancement up to $162,800 based on qualifications, equity, and hiring guidelines.  Initial salary offers are determined by qualifications, experience, and available budget, and typically do not exceed $138,943/year. 

LOCATION OF POSITION

7800 Harkins Road Lanham, MD 20706

The Maryland Department of Housing and Community Development Headquarters is located in Prince George’s County across from the New Carrollton Metro Stop.

Job Description

CDA Lending and Risk Analyst Senior IV, along with other related duties, is responsible to plan, coordinate, direct, negotiate, examine, analyze, and interpret financial and/or construction data associated with DHCD-CDA lending programs, CDA grants, energy assistance programs, rental assistance programs, or any other technical assistance pertaining to mortgage lending, energy assistance, grants, rental assistance, business lending, special loans, multifamily housing finance, housing rehabilitation, infrastructure and neighborhood rehabilitation.  

The CDA Lending and Risk Analyst Senior IV oversees the work of a team of underwriters who assess project risk from multiple perspectives (financial, reputational, and life, health, and safety and then structures transactions to achieve Departmental goals while mitigating those risks).

The CDA Lending and Risk Analyst Senior IV will spend up to 70% of their time supervising, training, and coaching underwriters as assigned by a CDA Lending and Risk Director or the appropriate appointing authority.

Job Requirements

Education: A Bachelor’s degree in Finance, Business Administration, Economics, Accounting, Construction Management, Architecture, or a related field from an accredited college or university.

Experience: At least four years of professional financial/risk analysis experience in the private or public sector, managing government programs, lending and risk analysts, debt portfolios, examining and or analyzing financial statements, budget, grant or real estate investment portfolio records and reports, or four years of experience in Construction Management pertaining to single family and multifamily housing government programs. One year of this experience must have been in a supervisory capacity.

Notes:

1. A Quality Control Inspector certification, Project Management Certification, Leadership in Energy and Environmental Design (LEED) certification or certified Public Accountant (CPA) certification or documented eligibility to sit for the CPA Examination may be substituted for the educational requirement.

1. A Master’s degree in Finance, Business Administration, Architecture, Construction Management, Economics, Accounting or a related field from an accredited college or university may be substituted for two years of the required experience.

1. Candidates may substitute one year of lending and risk professional experience, such as managing financial asset and debt portfolios, or one year of residential construction discipline or multifamily construction management. 

1. Candidates may substitute U.S. Armed Forces military service experience as a commissioned officer in the Accounting or Loan Officer Classifications, or as a commissioned officer in business and industry classification or business and industry specialty codes in the housing management field of work on a year-for-year basis for the required experience and education.

DESIRED OR PREFERRED QUALIFICATIONS

• Experience in Federal Low-Income Housing Tax Credit or related federal investment tax credit programs. 
• Experience in Affordable rental housing preservation programs.    
• Experience in FHA-insured multifamily housing insurance programs.
• Experience in Taxable and tax-exempt bond financing programs. 
• Experience in Energy efficiency programs for affordable multifamily housing; and disability or supportive housing.

Special Instructions

Please mention you found this employment opportunity on the CareersInGovernment.com job board.

Additional Information

TTY Users: Call via Maryland Relay

We thank our Veterans for their service to our country and encourage them to apply.

As an equal opportunity employer, Maryland is committed to recruiting, retaining, and promoting employees who are reflective of the State’s diversity.

For more information and to apply:

Job Announcement: CDA LENDING AND RISK ANALYST SENIOR IV (052878) - State of Maryland